Hearthside Happenings

5 Harmful Homeowner Habits to Break

Time to break these awful habits.
Posted by Rebecca Nutt on November 15, 2018 in  buying a home  Coldwell Banker Hearthside  coldwellbanker  home buying  realestate
Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a deal pretty quickly. Here are some negotiation tactics buyers (and real estate professionals) should avoid.Lowball OffersGoing far below market value when you make an offer damages your credibility as a buyer and can be insulting to the seller. The seller has a range in mind that they’ll accept, and if you&rsq... read more
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Beware of This One Thing On Settlement Day

Congrats! You're settling on your new home. Here's one thing you should be aware of.
Posted by Rebecca Nutt on August 28, 2018 in  buying a home  home buying  mortgages
You’ve found the home, negotiated the purchase, gone through inspections, and received your mortgage approval.  All that is remaining is a smooth and timely settlement…hopefully! However, that may not be the case if your lender is scheduled to “wire” the loan funds for your purchase.A wire transfer is an electronic transfer of money. They're (most of the time) reliable, fast and get the job done. Unfortunately, wire transfers can present drawbacks. They sometimes can get lost or numbe... read more
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Home Inspections: Why You Need One When Purchasing a Home

Series: Why You Need a REALTOR
Posted by Rebecca Nutt on August 14, 2018 in  buying a home  home buying
One of the most important elements of a real estate transaction, after the price, financing terms and settlement date have been negotiated is the aspect of the Home Inspection.  It is so important in protecting your interests, that almost a quarter of the standard *Agreement of Sale (13 pages!) is devoted to the Home Inspection process.*Agreement of Sale constitutes the terms and conditions of a property by the seller to the buyer. It's crucial to have a Licensed Realtor® represent you in the purchas... read more
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